Coming Soon — Join the Beta

Your crypto deserves a smarter advisor

Xavier is an AI financial advisor that manages your portfolio across 12 chains, optimizes your yield, and lets you spend with a debit card — without ever giving up custody of your assets.

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We'll notify you when the beta opens.
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Xavier
AI Financial Advisor
You
Should I move my staked ETH to the new Aave pool?
Xavier
I consulted four independent AI models on this. Three agree: the new pool offers 0.4% higher APY, but moving now would disrupt your card's fallback coverage for ~8 minutes. I'd recommend waiting until after your auto-payment clears tomorrow.
You
Good catch. Do it tomorrow then.
Xavier
Scheduled. I'll execute after your $47 subscription settles and your coverage is restored. No action needed from you.
UPDATED 4× DAILY
Market Street Journal

Six financial markets. Four independent AI models per market. Real consensus from genuine disagreement — crypto, equities, forex, commodities, macro, and tokenized assets.

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Not just a wallet. A financial co-pilot.

Xavier combines multi-chain portfolio management, AI-powered advisory, and non-custodial card spending into one platform.

🧠

4-AI Consensus

Xavier cross-checks every recommendation across four independent AI models. When they disagree, you see the debate. When they agree, you can act with confidence.

🔐

Non-Custodial

Your keys never leave your wallet. Xavier advises, you approve, the blockchain executes. No deposits. No custody. No counterparty risk.

💳

Spend Without Selling

Swipe your card at any merchant. Xavier's Spend Assurance System settles the transaction using optimal assets from your portfolio — without forcing a sale you don't want.

📊

12-Chain Portfolio

One dashboard for everything. Ethereum, Solana, Arbitrum, Polygon, and eight more chains monitored continuously with automated yield optimization.

🛡️

Tax Aware

Xavier knows the tax implications before recommending a move. It selects positions with the least tax impact when your card needs coverage.

Proactive Intelligence

Xavier doesn't wait for you to ask. It monitors your portfolio 24/7 and reaches out when it spots an opportunity, a risk, or a better strategy.

Three steps. Zero custody.

Xavier handles the complexity so you don't have to.

1

Connect Your Wallets

Link your existing wallets across any supported chain. Xavier sees your positions but never controls them. Your keys stay yours.

2

Let Xavier Learn

Xavier studies your portfolio, your goals, and your risk tolerance. It builds a personalized strategy and starts monitoring opportunities across all your chains.

3

Spend and Grow

Use your card anywhere. Xavier's settlement engine handles the rest — optimizing which assets cover each transaction while your portfolio keeps earning yield.

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Independent AI models
cross-checking every decision
12
Blockchain networks
monitored continuously
<1s
Card settlement
authorization time
6
Patent applications
protecting the technology

Ready to meet Xavier?

Join the waitlist for early beta access. Be among the first to experience an AI that actually manages your money the way you would — if you had 24 hours a day and four brains.

You're on the list.

We'll notify you when the beta opens.