Xavier is an AI financial advisor that manages your portfolio across 12 chains, optimizes your yield, and lets you spend with a debit card — without ever giving up custody of your assets.
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Xavier combines multi-chain portfolio management, AI-powered advisory, and non-custodial card spending into one platform.
Xavier cross-checks every recommendation across four independent AI models. When they disagree, you see the debate. When they agree, you can act with confidence.
Your keys never leave your wallet. Xavier advises, you approve, the blockchain executes. No deposits. No custody. No counterparty risk.
Swipe your card at any merchant. Xavier's Spend Assurance System settles the transaction using optimal assets from your portfolio — without forcing a sale you don't want.
One dashboard for everything. Ethereum, Solana, Arbitrum, Polygon, and eight more chains monitored continuously with automated yield optimization.
Xavier knows the tax implications before recommending a move. It selects positions with the least tax impact when your card needs coverage.
Xavier doesn't wait for you to ask. It monitors your portfolio 24/7 and reaches out when it spots an opportunity, a risk, or a better strategy.
Xavier handles the complexity so you don't have to.
Link your existing wallets across any supported chain. Xavier sees your positions but never controls them. Your keys stay yours.
Xavier studies your portfolio, your goals, and your risk tolerance. It builds a personalized strategy and starts monitoring opportunities across all your chains.
Use your card anywhere. Xavier's settlement engine handles the rest — optimizing which assets cover each transaction while your portfolio keeps earning yield.
Join the waitlist for early beta access. Be among the first to experience an AI that actually manages your money the way you would — if you had 24 hours a day and four brains.
You're on the list.
We'll notify you when the beta opens.